An LPA is a legal document that allows you to appoint individuals you trust, known as attorneys, to make decisions on your behalf. Naming an attorney means that if you become ill or are involved in an accident and lose mental capacity, you know exactly who will be making decisions for you.

Without a Property and Financial Affairs LPA, your loved ones will have to make an application to the Court of Protection to be granted the authority to manage your financial affairs (this is called a “deputyship order”). In the interim, the bank will freeze your accounts and potentially leave your affairs in limbo. A…

There are two types of LPA: The Property and Financial Affairs LPA   This LPA allows your attorneys to make financial decisions; for example, paying your bills, dealing with your savings and investments, operating your bank accounts, collecting any income, benefits and pension due to you, maintaining your home and even buying and selling…

A diagnosis of dementia does not necessarily mean that a person cannot make an LPA.  Although, it is essential to start thinking about these practical arrangements as soon as possible. Preparing an LPA will ensure that there is someone with the legal authority to support your loved one with their finances and health as…

LPAs replaced EPAs on 1 October 2007.  Although, EPAs signed before this date should still be capable of use.  For a full comparison, please visit our blog on this topic.

You can end (i.e. revoke) your LPA, so long as you have the mental capacity to make that decision.  You will need to sign a formal Deed of Revocation and notify a number of required individuals.  If you want to change your LPA, for example by removing an attorney and appointing another person to…